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mBank
mBank
mBank was the first fully online bank in Poland, launched in 2000, and revolutionised the Polish banking market. Today it serves millions of... Read more →
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Key facts
Founded
1986
Digital payments
Apple Pay · Google Pay
Key facts
Founded
1986
Headquarters
Warszawa
Total assets
195,0 mld CZK
Employees
6 800
Customers
5 600 000
Ownership
Foreign-owned
Digital payments
✓
Apple Pay
✓
Google Pay
ATMs
Euronet
Planet Cash
About the bank
mBank was the first fully online bank in Poland, launched in 2000, and revolutionised the Polish banking market. Today it serves millions of customers in Poland, the Czech Republic and Slovakia with a mature ecosystem of digital services, including a mobile app, instant transfers and investment tools.
Transfer session hours
| Transfer type | Session / Cutoff time |
|---|---|
| ELIXIR — outgoing | 06:00, 10:00, 13:30 |
| ELIXIR — incoming | 11:15, 15:00, 18:15 |
| Express ELIXIR | 24/7 |
Mobile app
Social media
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Frequently asked questions
How to open an account at mBank? ＋
You can open a mBank account entirely online at mbank.pl or through the mobile app. All you need is an ID card and a few minutes. mBank has no traditional branches — customer service is handled online, by phone, and at mService points in shopping centres.
Does mBank offer a free account? ＋
Yes, mBank's eKonto is free with no activity conditions. The debit card fee is PLN 0 with at least one transaction per month. mBank also offers mKonto Intensive with cashback for active customers.
What are the ELIXIR session hours at mBank? ＋
mBank processes three ELIXIR sessions on business days. Outgoing transfers: 06:00, 10:00, 13:30. Incoming transfers arrive around 11:15, 15:00, and 18:15. Express ELIXIR (instant transfers) is available 24/7.
What sets mBank apart from other banks? ＋
mBank was a pioneer of internet banking in Poland (since 2000). It stands out with its innovative mobile app, no fees for standard operations, an advanced savings system (My Goals), and original personal finance management (PFM) features.
How is the mBank mobile app rated? ＋
The mBank app, available on iOS and Android, regularly wins innovation awards. It is rated approximately 4.8/5 on the App Store. Features include budget management, spending analysis, transfers, BLIK, and deposit and loan management.